According to my research, after a property foreclosure home is marketed at a bidding, it is common for your borrower to be able to still have a remaining balance on the loan. There are many loan providers who aim to have all fees and liens paid by the next buyer. Even so, depending on particular programs, restrictions, and state laws and regulations there may be some loans that are not easily resolved through the exchange of loans. Therefore, the obligation still lies on the client that has acquired his or her property in foreclosure process. Thanks for sharing your opinions on this web site. Brown