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What do I need to find out before taking out a mortgage? | Forum
Max Velin
Feb 23 '22
A mortgage is usually taken out for a large sum of money over many years, so it is serious and for a long time. So before you take it out, you need to answer some important questions for yourself. What do I need to find out before I take out a mortgage?
Agata Brown
Feb 23 '22
The most important question you should ask yourself before taking out a mortgage on moneyexpert.com is how much money I have for a down payment and how much I need to borrow. As a rule, there is a condition in mortgage agreements that you have to pay part of the cost yourself - the so-called down payment. For example, you have to pay 30% of the cost of the apartment from your own funds, and 70% is given to you by the bank on credit.
Max Velin
Feb 24 '22
This is probably a good place to start, since this is the question from which we can build on. Thank you for the information. I will carefully consider whether to take it or whether it is better to wait for some more time.
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