Basically, gun owners in San Jose will now need to buy liability insurance for handguns, which will cover losses or damages from any accidental use of a firearm, including injury or death. In addition, should a gun be stolen or lost, the owner will be legally liable for that handgun until reported to the police. Finally, there will be a $25 fee for the insurance, which will be collected by a non-profit to be distributed to community centers for use in suicide prevention, firearms training and safety education, domestic violence, and mental health services.


I'm not sure this will hold up to lawsuits, because we just can't be bothered to do anything that could possibly reduce the number of firearm injuries/deaths other than thoughts and prayers, but this is a bit of a different way. People talk about how you need a license to drive a car...so why not require insurance to own a gun?