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Is it possible to consolidate all debts into one loan? | Forum
Daniel Brian
Sep 12 '23
I had a fairly large credit debt, my house needed some work and mortgage rates were being offered with a substantial savings from my mortgage at the time. I found a lender and explained what I wanted to do: refinance the mortgage with add-ons for the credit card and the work around the house. He crunched a few numbers and gave me some options which I accepted: a 15 year loan for all of it. From that time forward, I’ve treated my credit cards as debit cards and pay them off 100% every month. I haven’t paid credit card interest in over twenty years. I was able to save some money away and I was able to pay off the mortgage loan in full six months early. No debt is quite liberating.
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Sep 19 '23
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