Lets beat a dead horse about online payments. I stopped using an online gateway/merchant account when I closed my ecommerce store. however I still accept PayPal for my firearm training students.

In the past week PayPal has given errors to 3 different students saying unable to make payment, please verify funds blah blah blah. Each students has verified funds and funds were allegedly available. After a very very frustrating 20 minutes on hold, PayPal insists my students must have a problem with their funding. After explaining it is unlikely that 3 times in one week this would occur, I gave up. Forget them.

So now I am on the hunt for alternatives to PayPal. I signed up with chase quick pay so one student could pay. No funds huh paypal?! But this only works with other people who have chase to my knowledge.

I also signed up with Google wallet but not sure this is going to be right for me either.

All I am looking for is no monthly fees and the ability to put some customized buttons or payment form on my website. Any suggestions? There are so many out there I figured I would ask for a personal recommendation first.