If you're not sure where you should start looking to find an adverse credit home loan, then the information provided below should at least point you in the right direction. Request loan quotes from your current bank in addition to some other financial institutions that you have had accounts or borrowing with recently, and next go on to new financial institutions and secure offers from them as well. The crunch is especially affecting students headed towards community or technical colleges as private lenders are less willing to write short-term loans for one or two year programs. It is also identified as the college student bank loan consolidation support.