No matter which role you're now, you'll see the same profile questions in your profile according to the account type you chose while registration.
For example you have two account types and three user roles
account types - male/female
user roles - male/female/vip
If a male wants to get VIP user role, does that mean he should have different questions in his profile - no, the questions will be the same, but he will have more or other options according to the user role.
I don't understand your confusion if a free members wants to be silver member, you, as an admin are free to change it, or use membership plugin, however I don't understand what does it have to do with the profile questions.
In this case you will need to change the account type as an admin as well. Go to members profile, click on edit his/her details and choose account type from the drop-down menu
In the meantime this is a complicated custom code modification
If you have like you said a mail and female a counts what's the use of gender question
However there may be several kinds of investors/gamers, depends on the type of video games, this is where you take advantage of account types.
Anyway, this is how it currently works , to change this is considered as a custom code modification.