@Dave:
I go to Admin>>Manage Pages
I then click on "Add Item."
I got it to work once, but only when I click to make it accessible to Guests and Registered Members. That worked... but the problem there was that it didn't retain formatting for the HTML. The <h1> worked but it strips out things like <p> and <ol> and <ul>. I need the formatting to stay put. So, what I did was to create a Terms of Service in an HTML document and uploaded it to the root of my server. I encountered another problem there because it doesn't seem to direct to the correct URL. It goes to (I can't remember exactly) http://www.mysite.com/user/http://www.mysite.com/somethingorother...
So, and because it doesn't retain the formatting correctly, I am trying to do it as an external link. Which is not really an "external" link since the URL I am typing in is directing to my site... http://www.mysite.com/legal/terms.html. It doesn't open up the html document I created but rather, it gives me the 404 page: Sorry, this document doesn't exist. I first tried it in the root of my server and then again in the "legal" folder. I even tried to CHMod the folder and html docs to 755 and 777 but that doesn't work. Could this have anything to do with .htaccess settings?
I'm stuck. Do you know what I am doing wrong?
@Tammy:
Thank you Tammy, I will look into that as a possible alternative...