Hey there. I recently started using an SIP calculator to plan my investments, and I have a question that I hope someone with more experience can help me with. I'm a bit confused about how the SIP calculator calculates returns over time. Could someone please shed some light on the factors considered in these Sip cal? Are there any specific variables I should be aware of? Additionally, any tips or insights on optimizing SIP investments would be greatly appreciated. Your collective wisdom will undoubtedly benefit not only me but others who may have similar queries. Thank you in advance for your time and assistance!